How much capital do banks need?
apr. 26, 2016
Swedish banks are well capitalized, in an international perspective but there can still be improvements. That was the agreement of the panelists at a SIFR / SNS Finanspanel on March 9.
Erik Thed茅en Director General of FI, Martin Flod茅n Deputy Governor of the Riksbank, Hans Lindberg CEO of the Swedish Bankers鈥 Association and Per Str枚mberg Professor of Finance and Private Equity from 海角社区下载joined forces at a SIFR/SNS Finanspanel to discuss how much capital banks need. The seminar was well received.
Erik Thed茅en said that it is important not to sit back and relax but to prepare for the worst. It is possible that FI will introduce tougher demands on banks if they do not improve their own internal risk models. In particular argued Erik Thed茅en, banks need to add more 鈥渨eak years鈥 to their models in order not to underestimate risks associated with credit losses. Hans Lindberg asked for a regulatory framework that looks more to the big picture than what the current frame- work does.